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Rates & Loans



Rate Sheet as of 05/26/2017
Maximum rebate to customer is to cover NRCC

 Rates are currently being revised. Please call (800)560-7766 to lock-in your rate. 
Conforming Loan (Loan amount <= $625,000*)

* Extra price adjustment might apply

Conforming Loan (Loan amount <= $417,000)
30 Years Fixed
15 Years Fixed
3/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
3.250%
4.053
3.647%
2.375%
4.350
3.125%
2.000%
2.557
3.901%
3.375%
3.207
3.702%
2.500%
3.703
3.154%
2.125%
2.292
3.901%
3.500%
2.237
3.748%
2.625%
3.140
3.197%
2.250%
2.036
3.902%
3.625%
1.484
3.811%
2.750%
1.725
3.112%
2.375%
1.782
3.903%
3.750%
0.820
3.881%
2.875%
1.124
3.150%
2.500%
1.579
3.909%
3.875%
0.077
3.945%
3.000%
0.555
3.192%
2.625%
1.335
3.911%
4.000%
-0.626
4.012%
3.125%
0.152
3.259%
2.750%
1.109
3.914%
4.125%
-1.259
4.085%
3.250%
-0.594
3.276%
2.875%
0.888
3.917%
4.250%
-1.813
4.163%
3.375%
-1.164
3.318%
3.000%
0.747
3.928%
4.375%
-2.411
4.238%
3.500%
-1.579
3.383%
3.125%
0.547
3.933%
4.500% -2.953 4.317% 3.625% -1.914 3.459% 3.250% 0.375 3.941%
4.625% -3.505 4.395% 3.750% -2.299 3.528% 3.375% 0.210 3.949%
4.750% -4.032 4.475% 3.875% -2.605 3.609% 3.500% 0.123 3.963%
4.875% -4.512 4.558% 4.000% -2.981 3.679% 3.625% -0.019 3.973%
5.000% -4.958 4.644% 4.125% -3.299 3.757% 3.750% -0.171 3.982%
      4.250% -3.389 3.868% 3.875% -0.325 3.991%
      4.375% -3.730 3.943% 4.000% -0.525 3.996%

 Rates are currently being revised. Please call (800)560-7766 to lock-in your rate. 
5/1 ARM
7/1 ARM
10/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
2.250%
2.227
3.728%
2.500%
2.816
3.697%
2.750%
3.399
3.670%
2.375%
1.851
3.733%
2.625%
2.371
3.710%
2.875%
2.719
3.681%
2.500%
1.575
3.746%
2.750%
1.939
3.723%
3.000%
2.208
3.705%
2.625%
1.213
3.753%
2.875%
1.510
3.736%
3.125%
1.561
3.718%
2.750%
0.851
3.759%
3.000%
1.147
3.755%
3.250%
1.007
3.738%
2.875%
0.488
3.764%
3.125%
0.716
3.768%
3.375%
0.477
3.761%
3.000%
0.252
3.781%
3.250%
0.313
3.783%
3.500%
0.101
3.796%
3.125%
-0.112
3.786%
3.375%
-0.083
3.799%
3.625%
-0.432
3.818%
3.250%
-0.477
3.792%
3.500%
-0.382
3.822%
3.750%
-0.850
3.849%
3.375%
-0.843
3.797%
3.625%
-0.779
3.838%
3.875%
-1.239
3.882%
3.500% -1.038 3.817% 3.750% -1.102 3.859% 4.000% -1.434 3.931%
3.625% -1.340 3.827% 3.875% -1.406 3.882% 4.125% -1.803 3.965%
3.750% -1.592 3.841% 4.000% -1.598 3.913% 4.250% -2.137 4.003%
3.875% -1.830 3.857% 4.125% -1.902 3.936% 4.375% -2.463 4.040%
4.000% -1.979 3.879% 4.250% -2.192 3.959% 4.500% -2.566 4.095%
4.125% -2.218 3.894% 4.375% -2.477 3.983% 4.625% -2.785 4.141%
4.250% -2.456 3.909% 4.500% -2.652 4.015% 4.750% -2.919 4.194%
4.375% -2.695 3.924% 4.625% -2.919 4.040% 4.875% -3.031 4.248%

High-Balance (Loan amount Ranging from $417,001 to $625,500*)
30 Years Fixed
15 Years Fixed
3/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
3.500%
2.749
3.791%
2.625%
3.827
3.300%
2.000%
3.307
3.965%
3.625%
1.988
3.853%
2.750%
2.016
3.155%
2.125%
3.042
3.966%
3.750%
1.342
3.925%
2.875%
1.554
3.213%
2.250%
2.786
3.966%
3.875%
0.592
3.988%
3.000%
1.086
3.270%
2.375%
2.532
3.967%
4.000%
-0.116
4.055%
3.125%
0.731
3.344%
2.500%
2.329
3.972%
4.125%
-0.755
4.126%
3.250%
-0.046
3.355%
2.625%
2.085
3.974%
4.250%
-1.257
4.209%
3.375%
-0.475
3.418%
2.750%
1.859
3.977%
4.375%
-1.646
4.301%
3.500%
-0.893
3.482%
2.875%
1.638
3.981%
4.500%
-1.818
4.411%
3.625%
-1.216
3.560%
3.000%
1.497
3.991%
4.625%
-2.377
4.489%
3.750%
-1.450
3.651%
3.125%
1.297
3.996%
4.750% -2.873 4.571% 3.875% -1.684 3.742% 3.250% 1.125 4.004%
4.875% -3.287 4.660% 4.000% -2.086 3.808% 3.375% 0.960 4.012%
5.000% -3.365 4.777% 4.125% -2.376 3.890% 3.500% 0.873 4.026%
5.125% 3.899 4.855%       3.625% 0.731 4.036%
5.250% -4.067 4.963%       3.750% 0.579 4.045%
5.375% -4.415 5.057%       3.875% 0.425 4.053%
5.500% -4.566 5.166%       4.000% 0.225 4.058%
5.625% -2.231 5.493%            
5.875%                

5/1 ARM
7/1 ARM
10/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
2.250%
2.977
3.791%
2.500%
3.566
3.761%
2.750%
4.149
3.734%
2.375%
2.601
3.796%
2.625%
3.121
3.773%
2.875%
3.469
3.744%
2.500%
2.325
3.809%
2.750%
2.689
3.786%
3.000%
2.958
3.768%
2.625%
1.963
3.815%
2.875%
2.260
3.799%
3.125%
2.311
3.781%
2.750%
1.601
3.821%
3.000%
1.897
3.818%
3.250%
1.757
3.801%
2.875%
1.238
3.827%
3.125%
1.466
3.831%
3.375%
1.227
3.823%
3.000%
1.002
3.843%
3.250%
1.063
3.846%
3.500%
0.851
3.858%
3.125%
0.638
3.849%
3.375%
0.667
3.861%
3.625%
0.318
3.880%
3.250%
0.273
3.854%
3.500%
0.368
3.885%
3.750%
-0.100
3.911%
3.375%
-0.093
3.859%
3.625%
-0.029
3.900%
3.875%
-0.489
3.944%
3.500% -0.288 3.878% 3.750% -0.352 3.921% 4.000% -0.684 3.993%
3.625% -0.590 3.889% 3.875% -0.656 3.943% 4.125% -1.053 4.027%
3.750% -0.842 3.903% 4.000% -0.848 3.975% 4.250% -1.387 4.064%
3.875% -1.080 3.918% 4.125% -1.152 3.997% 4.375% -1.713 4.102%
4.000% -1.229 3.941% 4.250% -1.442 4.021% 4.500% -1.816 4.157%
4.125% -1.468 3.956% 4.375% -1.727 4.044% 4.625% -2.035 4.203%
4.250% -1.706 3.971% 4.500% -1.902 4.076% 4.750% -2.169 4.256%
4.375% -1.945 3.985% 4.625% -2.169 4.101% 4.875% -2.281 4.310%

 Rates are currently being revised. Please call (800)560-7766 to lock-in your rate. 

FHA 30 Years Fixed (Loan amount up to County limit set by HUD)

Original
Rate
Points
APR
3.250%
-2.072
3.136%
3.375%
-2.482
3.228%
3.625%
-2.856
3.446%
3.750%
-3.192
3.544%
3.875%
-3.515
3.642%
4.000%
-3.515
3.765%
4.125%
-4.199
3.834%
4.250%
-4.416
3.940%
4.375%
-4.520
4.054%
4.500%
-4.520
4.177%
4.625%
-4.829
4.274%
* Extra price adjustment might apply

 

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