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Rates & Loans



Rate Sheet as of 07/26/2017
Maximum rebate to customer is to cover NRCC

 Rates are currently being revised. Please call (800)560-7766 to lock-in your rate. 
Conforming Loan (Loan amount <= $625,000*)

* Extra price adjustment might apply

Conforming Loan (Loan amount <= $417,000)
30 Years Fixed
15 Years Fixed
3/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
3.250%
4.170
3.657%
2.375%
3.986
3.070%
2.000%
2.686
3.938%
3.375%
3.357
3.715%
2.500%
3.373
3.104%
2.125%
2.422
3.938%
3.500%
2.317
3.754%
2.625%
2.804
3.146%
2.250%
2.156
3.939%
3.625%
1.659
3.826%
2.750%
1.739
3.114%
2.375%
1.914
3.940%
3.750%
0.808
3.880%
2.875%
1.167
3.156%
2.500%
1.712
3.945%
3.875%
0.148
3.951%
3.000%
0.556
3.192%
2.625%
1.469
3.947%
4.000%
-0.463
4.026%
3.125%
0.228
3.270%
2.750%
1.244
3.950%
4.125%
-1.043
4.102%
3.250%
-0.495
3.290%
2.875%
1.023
3.954%
4.250%
-1.697
4.173%
3.375%
-1.023
3.339%
3.000%
0.871
3.963%
4.375%
-2.273
4.249%
3.500%
-1.404
3.408%
3.125%
0.661
3.968%
4.500% -2.792 4.330% 3.625% -1.705 3.489% 3.250% 0.470 3.974%
4.625% -3.287 4.413% 3.750% -2.086 3.559% 3.375% 0.282 3.980%
4.750% -3.824 4.492% 3.875% -2.381 3.641% 3.500% 0.173 3.992%
4.875% -4.350 4.571% 4.000% -2.647 3.727% 3.625% 0.008 4.000%
5.000% -4.710 4.664% 4.125% -2.928 3.810% 3.750% -0.148 4.009%
      4.250% -3.018 3.921% 3.875% -0.302 4.018%
      4.375% -3.380 3.993% 4.000% -0.496 4.023%

 Rates are currently being revised. Please call (800)560-7766 to lock-in your rate. 
5/1 ARM
7/1 ARM
10/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
2.250%
2.228
3.750%
2.500%
3.219
3.750%
2.750%
3.534
3.696%
2.375%
1.853
3.755%
2.625%
2.777
3.763%
2.875%
2.838
3.705%
2.500%
1.570
3.768%
2.750%
2.333
3.775%
3.000%
2.346
3.731%
2.625%
1.209
3.774%
2.875%
1.888
3.787%
3.125%
1.740
3.747%
2.750%
0.848
3.780%
3.000%
1.517
3.805%
3.250%
1.215
3.770%
2.875%
0.486
3.786%
3.125%
1.089
3.818%
3.375%
0.710
3.795%
3.000%
0.245
3.802%
3.250%
0.688
3.833%
3.500%
0.393
3.835%
3.125%
-0.118
3.808%
3.375%
0.295
3.849%
3.625%
-0.096
3.860%
3.250%
-0.482
3.813%
3.500%
0.010
3.874%
3.750%
-0.487
3.893%
3.375%
-0.846
3.819%
3.625%
-0.366
3.890%
3.875%
-0.853
3.928%
3.500% -0.998 3.842% 3.750% -0.699 3.911% 4.000% -1.023 3.979%
3.625% -1.252 3.856% 3.875% -1.020 3.932% 4.125% -1.369 4.015%
3.750% -1.493 3.871% 4.000% -1.172 3.967% 4.250% -1.664 4.056%
3.875% -1.732 3.886% 4.125% -1.420 3.994% 4.375% -1.946 4.097%
4.000% -1.847 3.912% 4.250% -1.667 4.021% 4.500% -2.052 4.152%
4.125% -2.053 3.929% 4.375% -1.914 4.047% 4.625% -2.292 4.196%
4.250% -2.246 3.948% 4.500% -2.043 4.083% 4.750% -2.565 4.237%
4.375% -2.436 3.967% 4.625% -2.271 4.111% 4.875% -2.846 4.277%

High-Balance (Loan amount Ranging from $417,001 to $625,500*)
30 Years Fixed
15 Years Fixed
3/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
3.500%
2.826
3.797%
2.625%
3.458
3.244%
2.000%
3.436
4.002%
3.625%
2.163
3.868%
2.750%
1.950
3.146%
2.125%
3.172
4.002%
3.750%
1.330
3.924%
2.875%
1.482
3.203%
2.250%
2.917
4.003%
3.875%
0.664
3.994%
3.000%
1.006
3.258%
2.375%
2.664
4.004%
4.000%
0.047
4.068%
3.125%
0.641
3.331%
2.500%
2.462
4.009%
4.125%
-0.540
4.144%
3.250%
-0.131
3.343%
2.625%
2.219
4.011%
4.250%
-1.023
4.229%
3.375%
-0.544
3.408%
2.750%
1.994
4.014%
4.375%
-1.401
4.322%
3.500%
-0.953
3.474%
2.875%
1.773
4.017%
4.500%
-1.558
4.433%
3.625%
-1.275
3.552%
3.000%
1.621
4.027%
4.625%
-2.034
4.518%
3.750%
-1.509
3.642%
3.125%
1.411
4.031%
4.750% -2.538 4.599% 3.875% -1.536 3.763% 3.250% 1.220 4.037%
4.875% -2.990 4.685% 4.000% -1.607 3.877% 3.375% 1.032 4.043%
5.000% -2.998 4.808% 4.125% -1.890 3.961% 3.500% 0.923 4.055%
5.125% -3.013 4.930%       3.625% 0.758 4.063%
5.250% -3.180 5.039%       3.750% 0.602 4.072%
5.375% -3.524 5.133%       3.875% 0.448 4.080%
5.500% -3.667 5.244%       4.000% 0.254 4.086%
5.625% -1.872 5.525%            
5.875%                

5/1 ARM
7/1 ARM
10/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
2.250%
2.978
3.813%
2.500%
3.969
3.815%
2.750%
4.284
3.761%
2.375%
2.603
3.818%
2.625%
3.527
3.827%
2.875%
3.588
3.769%
2.500%
2.320
3.831%
2.750%
3.083
3.838%
3.000%
3.096
3.795%
2.625%
1.959
3.837%
2.875%
2.638
3.850%
3.125%
2.490
3.811%
2.750%
1.598
3.843%
3.000%
2.267
3.868%
3.250%
1.965
3.833%
2.875%
1.236
3.849%
3.125%
1.839
3.881%
3.375%
1.460
3.857%
3.000%
0.995
3.864%
3.250%
1.438
3.896%
3.500%
1.143
3.897%
3.125%
0.632
3.870%
3.375%
1.045
3.911%
3.625%
0.654
3.922%
3.250%
0.268
3.875%
3.500%
0.760
3.936%
3.750%
0.263
3.955%
3.375%
-0.096
3.880%
3.625%
0.384
3.953%
3.875%
-0.103
3.990%
3.500% -0.248 3.903% 3.750% 0.051 3.973% 4.000% -0.273 4.041%
3.625% -0.502 3.917% 3.875% -0.270 3.994% 4.125% -0.619 4.078%
3.750% -0.743 3.933% 4.000% -0.422 4.029% 4.250% -0.914 4.118%
3.875% -0.982 3.948% 4.125% -0.670 4.056% 4.375% -1.196 4.159%
4.000% -1.097 3.973% 4.250% -0.917 4.083% 4.500% -1.302 4.214%
4.125% -1.303 3.991% 4.375% -1.164 4.109% 4.625% -1.542 4.258%
4.250% -1.496 4.009% 4.500% -1.293 4.145% 4.750% -1.815 4.299%
4.375% -1.686 4.028% 4.625% -1.521 4.173% 4.875% -2.096 4.339%

 Rates are currently being revised. Please call (800)560-7766 to lock-in your rate. 

FHA 30 Years Fixed (Loan amount up to County limit set by HUD)

Original
Rate
Points
APR
3.250%
-1.617
3.171%
3.375%
-2.028
3.263%
3.625%
-2.402
3.482%
3.750%
-2.439
3.579%
3.875%
-2.985
3.684%
4.000%
-2.985
3.807%
4.125%
-3.623
3.880%
4.250%
-3.887
3.982%
4.375%
-3.836
4.109%
4.500%
-3.836
4.232%
4.625%
-4.145
4.330%
* Extra price adjustment might apply

 

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