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Rates & Loans



Rate Sheet as of 09/21/2017
Maximum rebate to customer is to cover NRCC

 Rates are currently being revised. Please call (800)560-7766 to lock-in your rate. 
Conforming Loan (Loan amount <= $625,000*)

* Extra price adjustment might apply

Conforming Loan (Loan amount <= $417,000)
30 Years Fixed
15 Years Fixed
3/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
3.250%
3.533
3.602%
2.375%
3.523
3.000%
2.000%
2.803
3.948%
3.375%
2.718
3.661%
2.500%
2.912
3.035%
2.125%
2.541
3.948%
3.500%
1.679
3.701%
2.625%
2.347
3.078%
2.250%
2.278
3.948%
3.625%
1.018
3.772%
2.750%
1.517
3.082%
2.375%
2.015
3.948%
3.750%
0.293
3.838%
2.875%
1.021
3.135%
2.500%
1.809
3.953%
3.875%
-0.372
3.908%
3.000%
0.515
3.186%
2.625%
1.567
3.955%
4.000%
-0.977
3.983%
3.125%
0.043
3.243%
2.750%
1.343
3.959%
4.125%
-1.542
4.061%
3.250%
-0.681
3.263%
2.875%
1.123
3.962%
4.250%
-2.125
4.137%
3.375%
-1.049
3.335%
3.000%
0.975
3.972%
4.375%
-2.726
4.212%
3.500%
-1.399
3.409%
3.125%
0.766
3.976%
4.500% -3.048 4.309% 3.625% -1.826 3.472% 3.250% 0.584 3.983%
4.625% -3.535 4.392% 3.750% -2.275 3.532% 3.375% 0.409 3.990%
4.750% -4.061 4.472% 3.875% -2.593 3.610% 3.500% 0.306 4.004%
4.875% -4.573 4.553% 4.000% -2.683 3.722% 3.625% 0.153 4.012%
5.000% -4.868 4.651% 4.125% -3.051 3.793% 3.750% 0.000 4.021%
      4.250% -3.154 3.902% 3.875% -0.153 4.030%
      4.375% -3.504 3.975% 4.000% -0.351 4.035%

 Rates are currently being revised. Please call (800)560-7766 to lock-in your rate. 
5/1 ARM
7/1 ARM
10/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
2.250%
2.753
3.794%
2.500%
3.133
3.743%
2.750%
3.101
3.660%
2.375%
2.382
3.800%
2.625%
2.692
3.756%
2.875%
2.361
3.665%
2.500%
2.109
3.813%
2.750%
2.248
3.768%
3.000%
1.854
3.690%
2.625%
1.752
3.820%
2.875%
1.804
3.780%
3.125%
1.227
3.705%
2.750%
1.393
3.826%
3.000%
1.438
3.798%
3.250%
0.710
3.728%
2.875%
1.034
3.832%
3.125%
1.011
3.811%
3.375%
0.222
3.754%
3.000%
0.799
3.848%
3.250%
0.581
3.824%
3.500%
-0.106
3.793%
3.125%
0.439
3.854%
3.375%
0.152
3.837%
3.625%
-0.618
3.817%
3.250%
0.093
3.861%
3.500%
-0.153
3.860%
3.750%
-1.031
3.848%
3.375%
-0.250
3.868%
3.625%
-0.547
3.876%
3.875%
-1.419
3.882%
3.500% -0.416 3.889% 3.750% -0.853 3.898% 4.000% -1.602 3.932%
3.625% -0.697 3.901% 3.875% -1.137 3.922% 4.125% -1.948 3.968%
3.750% -0.919 3.918% 4.000% -1.279 3.958% 4.250% -2.142 4.016%
3.875% -1.140 3.935% 4.125% -1.526 3.985% 4.375% -2.297 4.068%
4.000% -1.273 3.959% 4.250% -1.772 4.012% 4.500% -2.291 4.132%
4.125% -1.494 3.975% 4.375% -2.018 4.039% 4.625% -2.404 4.187%
4.250%     4.500% -2.170 4.073% 4.750% -2.516 4.241%
4.375%     4.625% -2.416 4.099% 4.875% -2.628 4.295%

High-Balance (Loan amount Ranging from $417,001 to $625,500*)
30 Years Fixed
15 Years Fixed
3/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
3.500%
2.441
3.765%
2.625%
2.997
3.175%
2.000%
3.553
4.012%
3.625%
1.772
3.835%
2.750%
1.853
3.131%
2.125%
3.291
4.012%
3.750%
1.190
3.912%
2.875%
1.385
3.188%
2.250%
3.028
4.012%
3.875%
0.519
3.982%
3.000%
0.907
3.244%
2.375%
2.765
4.012%
4.000%
-0.092
4.057%
3.125%
0.544
3.316%
2.500%
2.559
4.017%
4.125%
-0.663
4.134%
3.250%
-0.189
3.335%
2.625%
2.317
4.019%
4.250%
-1.209
4.213%
3.375%
-0.599
3.400%
2.750%
2.093
4.022%
4.375%
-1.727
4.295%
3.500%
-1.004
3.466%
2.875%
1.873
4.026%
4.500%
-1.657
4.425%
3.625%
-1.338
3.543%
3.000%
1.725
4.035%
4.625%
-2.033
4.518%
3.750%
-1.629
3.625%
3.125%
1.516
4.040%
4.750 -2.526 4.600% 3.875% -1.731 3.735% 3.250% 1.334 4.046%
4.875% -2.965 4.687% 4.000% -1.881 3.837% 3.375% 1.159 4.054%
5.000% -2.970 4.810% 4.125% -2.160 3.921% 3.500% 1.056 4.067%
5.125% -3.158 4.918%       3.625% 0.903 4.075%
5.250% -3.318 5.027%       3.750% 0.750 4.084%
5.375% -3.659 5.121%       3.875% 0.597 4.093%
5.500% -3.805 5.232%       4.000% 0.399 4.098%
5.625% -1.761 5.535%            
                 

5/1 ARM
7/1 ARM
10/1 ARM
Rate
Points
APR
Rate
Points
APR
Rate
Points
APR
2.250%
3.503
3.858%
2.500%
3.883
3.807%
2.750%
3.851
3.723%
2.375%
3.132
3.863%
2.625%
3.442
3.819%
2.875%
3.111
3.728%
2.500%
2.859
3.877%
2.750%
2.998
3.831%
3.000%
2.604
3.753%
2.625%
2.502
3.883%
2.875%
2.554
3.843%
3.125%
1.977
3.767%
2.750%
2.143
3.889%
3.000%
2.188
3.861%
3.250%
1.460
3.791%
2.875%
1.784
3.895%
3.125%
1.761
3.874%
3.375%
0.972
3.817%
3.000%
1.549
3.911%
3.250%
1.331
3.887%
3.500%
0.644
3.855%
3.125%
1.189
3.917%
3.375%
0.902
3.900%
3.625%
0.132
3.879%
3.250%
0.843
3.923%
3.500%
0.597
3.922%
3.750%
-0.281
3.910%
3.375%
0.500
3.930%
3.625%
0.203
3.938%
3.875%
-0.669
3.943%
3.500% 0.334 3.952% 3.750% -0.103 3.960% 4.000% -0.852 3.993%
3.625% 0.053 3.964% 3.875% -0.387 3.984% 4.125% -1.198 4.030%
3.750% -0.169 3.980% 4.000% -0.529 4.020% 4.250% -1.392 4.078%
3.875% -0.390 3.997% 4.125% -0.776 4.047% 4.375% -1.547 4.130%
4.000% -0.523 4.021% 4.250% -1.022 4.074% 4.500% -1.541 4.194%
4.125% -0.744 4.037% 4.375% -1.268 4.100% 4.625% -1.654 4.249%
4.250% 102.250   4.500% -1.420 4.135% 4.750% -1.766 4.303%
4.375% 102.250   4.625% -1.666 4.161% 4.875% -1.878 4.358%

 Rates are currently being revised. Please call (800)560-7766 to lock-in your rate. 

FHA 30 Years Fixed (Loan amount up to County limit set by HUD)

Original
Rate
Points
APR
3.250%
-0.915
3.226%
3.375%
-1.992
3.266%
3.625%
-2.404
3.482%
3.750%
-2.795
3.575%
3.875%
-3.118
3.673%
4.000%
-3.118
3.797%
4.125%
-3.531
3.887%
4.250%
-3.879
3.982%
4.375%
-4.098
4.088%
4.500%
-4.098
4.211%
4.625%
-4.184
4.327%
* Extra price adjustment might apply

 

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