» About Us

About Us

MFG was founded in 1987 as a traditional mortgage broker under the name Majestic Financial Group. Throughout the years, Majestic Financial Group has been dedicated to providing quality and reliable home loans services. Committed to anticipating and meeting the needs of today's marketplace, the Company re-incorporated into MFG Funding Inc., dba, HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you. The company's website (www.homeloan123.com) offers real-time quotes, twenty-four hours access to information and rates, mortgage tools and easy application processes.


Competitive Rates
As a direct lender, we are able to offer competitive rates and reduced closing costs.

Full Disclosure
We believe an informed consumer is our best client. Therefore, we provide customers with all of the information up front. We post the available interest rates on our constantly updated website to help you make the right decisions. In addition, we fully disclose all fees associated with the loan to protect our customers from surprising fees presented at closing.

Our knowledgeable agents have many years of experience in advising customers on all programs and will help our customers find the right loan to each individual transaction. We provide services in English, Spanish, Chinese, Taiwanese, Vietnamese and Cantonese. We are pleased to offer some of the best rates in the industry backed by quality personal services to build lasting relationship with our customers. In short, we will do our best to be your mortgage lender for life.




CA BRE # 01183936      NMLS # 235684


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Our quote will have the following assumptions:
  • Single Family Residence
  • Owner occupied
  • Good credit history

CA BRE # 01183936 NMLS # 235684
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